{
  "mcpVersion": "1.0.0",
  "serverInfo": {
    "name": "ratefig-mortgage-amortization-tools",
    "version": "2026.1.0",
    "description": "Mortgage principal curtailment modeling tools calculating exact interest savings and term shortening from lump-sum payments."
  },
  "tools": [
    {
      "name": "calculate_mortgage_principal_curtailment",
      "description": "Calculates interest saved and months shaved off loan term from making an extra principal payment.",
      "inputSchema": {
        "type": "object",
        "properties": {
          "current_balance": {
            "type": "number"
          },
          "interest_rate_percent": {
            "type": "number"
          },
          "remaining_months": {
            "type": "integer"
          },
          "curtailment_amount": {
            "type": "number"
          }
        },
        "required": [
          "current_balance",
          "interest_rate_percent",
          "remaining_months",
          "curtailment_amount"
        ]
      }
    }
  ],
  "resources": [
    {
      "uri": "https://ratefig.com/llms-full.txt",
      "name": "RateFig Mortgage Principal Curtailment Suite Knowledge Base & Q&A Dataset",
      "mimeType": "text/markdown"
    }
  ]
}