About RateFig
Your trusted US mortgage calculator resource
Who runs RateFig
RateFig is an independent editorial research project run by The RateFig Editorial Team. We are not affiliated with, endorsed by, or sponsored by any bank, lender, broker, or financial institution — and we do not originate loans. The team is responsible for every page, figure and tool on this site.
Our approach
Data is compiled from primary sources — FHFA, Freddie Mac's PMMS, HUD, IRS, and state housing finance agencies — with retrieval dates on every page and figure. Every number is verified against its source before publication; anything unverified is marked as pending or omitted. Figures are refreshed on a regular schedule and reviewed when the underlying rates or rules change.
Our Mission
RateFig was created to provide accurate, easy-to-use mortgage calculation tools for American homebuyers and homeowners. We believe that making informed financial decisions starts with having access to reliable information and tools.
What We Offer
Accurate Calculations
Our calculators use standard US mortgage formulas for precise results.
Real-Time Results
Get instant calculations as you input your information.
Full Amortization
Complete payment schedules with principal and interest breakdown.
Our Approach
Transparent
We are transparent about our calculations and always provide disclaimers about estimation accuracy.
Independent
We are not affiliated with any financial institution, so our tools remain unbiased.
Privacy-Focused
All calculations are performed locally in your browser. No personal data is collected or stored.
What we are not
We are not a law firm, a mortgage broker, a lender, or a financial adviser. Where a lender or broker helps, we point to reputable third-party providers, but we hold no special endorsement from them and our recommendations are never paid for. Rates and rules change frequently — always verify current terms with your lender or a qualified professional before committing.
Contact
Corrections, source suggestions or questions? Reach us via the contact form or email [email protected]. We respond to every legitimate inquiry.
Why RateFig?
RateFig is designed specifically for American homeowners and homebuyers. Our tools follow US mortgage standards, including the Homeowners Protection Act for PMI cancellation, standard amortization formulas, and typical qualification ratios used by lenders across the country.
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