Terms of Service

Last updated: July 24, 2026

1. Acceptance of Terms

By accessing or using RateFig ("we", "us", or "our") website and tools, you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, please do not use our website.

2. Use of Our Tools

Our mortgage calculators and tools are provided for estimation purposes only. The results generated by our tools are approximations and should not be considered as official financial advice.

You agree to use our tools only for personal, non-commercial purposes. You may not modify, reproduce, distribute, or create derivative works from our tools or website content.

3. Accuracy of Calculations

We strive to provide accurate calculations based on standard US mortgage formulas. However, we cannot guarantee the accuracy of the results due to factors such as changes in interest rates, loan terms, and individual lender policies.

All calculations are for planning purposes only and should be verified with a qualified mortgage lender or financial advisor before making any financial decisions.

4. Disclaimer of Warranties

OUR TOOLS AND WEBSITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED. WE MAKE NO WARRANTY THAT OUR TOOLS WILL BE ACCURATE, RELIABLE, OR AVAILABLE AT ALL TIMES.

5. Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR TOOLS OR WEBSITE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, OR OTHER INTANGIBLE LOSSES.

6. Financial Decisions

You acknowledge that you are solely responsible for any financial decisions you make based on the information provided by our tools. We strongly recommend consulting with a licensed mortgage professional before making any mortgage-related decisions.

7. Changes to These Terms

We may update these Terms from time to time. We will notify you of any changes by posting the updated Terms on our website with a revised effective date.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of laws principles.

9. Contact Us

If you have any questions or concerns about these Terms, please contact us at terms@ratefig.com.

Disclaimer:

All calculations are approximate for planning purposes only. This tool does not provide official financial, legal, or tax advice. All financial decisions should be verified with a qualified mortgage lender or financial advisor.

Cookie Consent

We use cookies to improve your experience and for advertising purposes. By using our site, you consent to our use of cookies as described in our Privacy Policy.