Financial Disclaimer

1. No Financial Advice

RateFig ("we", "us", or "our") is not a financial institution, mortgage lender, or financial advisor. We do not provide financial advice, investment recommendations, or loan services.

2. Estimation Only

All calculations provided by our tools are for estimation purposes only. The results are approximations based on the information you provide and standard US mortgage formulas. Actual mortgage payments and terms may vary significantly based on factors such as:

• Credit score
• Debt-to-income ratio
• Lender-specific policies
• Market conditions
• Property location
• Loan type (conventional, FHA, VA, etc.)

3. No Legal or Tax Advice

Our tools do not provide legal or tax advice. You should consult with a qualified attorney or tax professional for guidance on legal and tax matters related to mortgage financing.

4. No Guarantees

We make no guarantees about the accuracy, completeness, or reliability of the calculations provided by our tools. The results should not be relied upon for making any financial decisions.

5. User Responsibility

You are solely responsible for any financial decisions you make based on the information provided by our tools. Before making any mortgage-related decisions, you should:

• Consult with a licensed mortgage lender
• Verify all calculations with your lender
• Review the terms and conditions of any loan agreement
• Consider your personal financial situation and goals

6. No Financial Licensing

RateFig and its operators are not licensed to provide financial services in any jurisdiction. We do not hold any financial licenses or certifications.

7. No Recommendations

We do not recommend any specific lenders, loan products, or financial institutions. Any references to lenders or financial products on our website are for informational purposes only.